Terms of Use

Last updated: June 14, 2026

Welcome to the website of Ruth Smith, Broker Associate at Divine Realty. By accessing or using this website, you agree to these Terms of Use. If you do not agree, please do not use the site.

Informational Purpose Only

The content on this website is provided for general informational purposes about real estate services in the Bay Area and Silicon Valley. Nothing on this site constitutes legal, financial, tax, or investment advice, nor an offer or solicitation to buy or sell any property. Always consult appropriate professionals before making real estate decisions.

No Guarantee of Accuracy

Property details, pricing, availability, square footage, and other information may come from third-party sources, including the MLS, and are deemed reliable but not guaranteed. All information should be independently verified through personal inspection and with appropriate professionals. Listings may be subject to prior sale or change without notice.

Equal Housing Opportunity

We are committed to and comply with federal and California Fair Housing laws. We do not discriminate on the basis of race, color, religion, sex, gender, gender identity, sexual orientation, marital status, national origin, ancestry, familial status, source of income, disability, or any other characteristic protected by law.

Intellectual Property

The text, images, logos, and design on this website are the property of Ruth Smith / Divine Realty or used with permission, and may not be copied, reproduced, or redistributed without prior written consent.

Third-Party Links

This site may link to third-party websites. We are not responsible for the content, accuracy, or privacy practices of those sites.

Limitation of Liability

This website is provided "as is" without warranties of any kind. To the fullest extent permitted by law, Ruth Smith and Divine Realty are not liable for any damages arising from your use of, or inability to use, this website.

Text Messaging (SMS) Terms

Divine Realty and its affiliated brands, including AI With Ruth, offer a customer-care text messaging program. When you call our published phone number, provide your phone number when requesting service or an appointment, or text us first, you consent to receive customer-service text messages from us, such as a text-back reply when we miss your call, appointment confirmations, and responses to your inquiries.

Message frequency varies based on your interactions with us. Message and data rates may apply according to your mobile carrier plan. Carriers are not liable for delayed or undelivered messages.

Reply STOP at any time to cancel and stop receiving text messages from us. Reply HELP for help, or contact us at (408) 679-1119 or ruthsmith@divinerealtyteam.com. We do not share your mobile number with third parties for their marketing purposes. See our Privacy Policy for how we handle your information.

Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflict-of-law principles.

Changes to These Terms

We may update these Terms from time to time. Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

Contact Us

Ruth Smith, Broker Associate — Divine Realty
DRE# 02074520
Serving the Bay Area & Silicon Valley
Phone: (408) 679-1119
Email: ruthsmith@divinerealtyteam.com